For Ontario investors

From Toronto or Ottawa to a Quebec Airbnb chalet — without the regulatory gray zone

Project Heritage at Sainte-Adèle is the principal Quebec development where short-term rental is permitted directly by the municipal zoning by-law. Most Quebec municipalities — and most Muskoka townships — govern Airbnb zone-by-zone, leaving every buyer to verify their specific lot. Sainte-Adèle wrote the use into by-law 1314-2010-Z (pages 250, 411, 429), removing the uncertainty entirely. 70+ lots from CAD $119,000, 1 h 45 min from Ottawa, ~6 h from Toronto (or 1 h 15 min by direct flight to Montréal).

The cross-border math

Drive time

From Ottawa: 1 h 45 min via Hwy 50 + Hwy 15.
From Toronto: ~6 h via Hwy 401 + Hwy 30, or 1 h 15 min flight to YUL + 45 min drive.

Entry price

Heritage lots from CAD $119,000. Comparable Muskoka waterfront: CAD $300k+. Build cost: ~$400–600/sq ft via local RBQ contractors.

Tax framework

Vacant land sale: GST/QST-exempt for individual sellers. Rental: 5 % GST + 9.975 % QST if you exceed CAD $30k/yr, plus the 3.5 % Quebec accommodation tax (Loi 67).

Why Sainte-Adèle, specifically

Get the cross-border package

One email. Price list, KMZ, regulation reference and the four operating-chalet revenue numbers. No follow-up phone chain unless you ask for one.

Ontario buyer FAQs

Can an Ontario resident buy land in Quebec for an Airbnb?

Yes — Quebec land ownership is open to any Canadian resident with no provincial restriction. The deed is signed in front of a Quebec notary (mandatory in Quebec) and the title transfer is registered with the Registre foncier. The notary's fee is included in the closing costs (typically CAD $1,500–$2,500). Airbnb operation requires the same provincial classification (CITQ) regardless of the owner's province of residence.

How far is Sainte-Adèle from Toronto and Ottawa?

From Ottawa: ~1 h 45 min by car (170 km via Hwy 50 + Hwy 15). From Toronto: ~6 h by car (570 km via Hwy 401 + Hwy 30 + Hwy 15) or 1 h 15 min by direct flight to Montréal-Trudeau (YUL) + 45 min drive. Many Ontario buyers fly Air Canada / Porter from Billy Bishop or Pearson to Montréal, rent a car, and reach the lot within 90 minutes of landing.

How do Ontario buyers finance a Quebec chalet purchase?

Most major Canadian banks (RBC, BMO, TD, Scotiabank, CIBC, National Bank, Desjardins) underwrite cross-province mortgages without issue. The mortgage is secured against the Quebec property via the Quebec notary, and your Ontario credit file is the main underwriting input. Mortgage rates are identical to Ontario — they're set nationally, not provincially.

What about provincial sales tax — do Ontario buyers pay GST and QST on the land?

Vacant land sold by an individual is generally GST/QST-exempt in Quebec. If you build a chalet and operate it as an Airbnb generating more than CAD $30,000 of annual rental revenue, you must register for GST and QST and collect both on the rental price (5 % GST + 9.975 % QST). Loi 67's 3.5 % accommodation tax is on top of those.

Why pick Sainte-Adèle over Mont-Tremblant or Muskoka?

Three reasons. (1) Regulatory certainty: Sainte-Adèle's zoning by-law (1314-2010-Z) writes tourism-residence use directly into the code; Mont-Tremblant restricts STR to resort zones, Muskoka has municipality-by-municipality patchwork. (2) Entry cost: Heritage lots start at CAD $119,000 vs. CAD $300k+ for waterfront-equivalent in Muskoka. (3) Drive time from Ottawa is shorter than from Toronto to Muskoka.

Is the price list available without a phone call?

Yes — request the PDF price list, the KMZ (Google Earth) plan, and the regulation page reference by email and we send everything in one message. No phone call required, no high-pressure sales sequence. If you want to schedule a site visit afterwards, that's optional.

Take the next step

Reserve your lot at Sainte-Adèle before the next phase.

70+ certified lots at Sainte-Adèle. The calculator gives you a realistic return estimate before the first visit.